Send Money Faster, Better & Instantly
Bellmonie offers a hassle-free, protected and efficient way to instantly send, receive, pay bills and more.
Built for growth
Grow your wealth with annual savings
With BellMonie's savings accounts, you can watch your money flourish worldwide. Earn competitive interest rates, enjoy easy access to your funds, and benefit from flexible savings options tailored to your financial goals.
Send and Receive Money
Transfer to friends and family. Receive from anyone with ease using your BVN or account number. No stress, no hassle.
Bill Payments
Pay electricity, water, TV subscriptions, and more directly from your app. Quick, secure, and convenient.
Airtime & Data Subscription
Buy airtime and data for yourself and others across all networks. Save your favourite numbers for faster top-ups.
Instant Debit Cards
Request a physical or virtual debit card and start spending online and in-store within minutes.
More Features
Everything you need in one app
From savings goals to budget tracking, BellMonie has all the tools to help you manage your money better.
Savings Goals
Create personalized savings targets for vacations, emergencies, or big purchases and track your progress.
Budget Tracking
See where your money goes with automatic expense categorization and spending insights.
QR Payments
Scan to pay or receive payments instantly using QR codes. Fast, contactless transactions.
Virtual Cards
Create instant virtual cards for secure online shopping without exposing your main card.
Scheduled Transfers
Set up recurring payments for rent, subscriptions, or allowances. Never miss a payment again.
Transaction Alerts
Get instant notifications for every transaction so you always know what's happening with your money.
Savings Goals
Save smarter with personalized goals
Create savings goals for anything - a new phone, vacation, emergency fund, or house rent. Set targets, track progress, and celebrate when you hit your goals.
- Create unlimited savings goals with custom targets
- Earn up to 16% interest p.a. on your savings
- Set up automatic deposits to reach goals faster
- Lock savings to avoid temptation withdrawals
Know exactly where your money goes
Get automatic insights into your spending habits. See categorized expenses, track trends, and make smarter financial decisions.
- Automatic expense categorization
- Weekly and monthly spending reports
- Set budget limits and get alerts
- Compare spending across different periods
Scan, pay, done. It's that simple.
Pay merchants or receive money by scanning QR codes. No need to type account numbers - just scan and go. Fast, secure, and contactless.
- Instant contactless payments
- Generate your personal QR code to receive money
- Works with all BellMonie merchants
Security First
Your money is safe with us
BellMonie employs bank-level security measures to keep your funds and data protected at all times.
Protection and peace of mind
Your funds are protected with bank-level encryption, with deposits insured up to N250,000 through our licensed partner bank.
Upgrade Your Limits Easily
As your needs grow, seamlessly increase your transaction limits without lengthy processes.
Say goodbye to downtimes
Enjoy 99.9% uptime with our reliable infrastructure. Your banking never sleeps.
GETTING STARTED
Opening an account is simple as ABC...
Open a BellMonie Personal Account in just a few simple steps. No paperwork, no stress, no hassle.
Get verified
Verify your identity. Provide your BVN and NIN. Or verification ID, we can then tell you all about you.
Create your account
Fill in your details and create your account. It's that simple.
Set up your security
Set up your PIN or biometric authentication for secure access.
Start banking
You're all set! Start sending money, paying bills, and more.
Let's put your mind at ease.
Can't find the answer you're looking for? Reach out to our customer support team.
What services does BellMonie offer for personal banking?
BellMonie offers a range of personal banking services, including savings accounts, checking accounts, and digital payment solutions. Our goal is to provide fast, secure, and convenient financial services for individuals.
Do you guarantee safety?
Security is a top priority at BellMonie. We employ robust encryption technologies and adhere to industry-best security practices to ensure that your personal and business transactions are safe and secure.
How can I open an account with BellMonie?
Opening an account with BellMonie is quick and easy. Simply visit our website or download our mobile app to start the registration process. Follow the steps provided, and you'll be on your way to enjoying our banking services.
What makes BellMonie different from other digital banks?
BellMonie stands out with our innovative approach to digital banking, comprehensive security measures, and personalized customer support. We focus on providing solutions that truly meet the needs of African businesses and individuals.
How does BellMonie support African businesses in receiving payments?
BellMonie is on a mission to simplify and accelerate how African businesses receive payments. We provide innovative solutions to enhance the payment experience, making it easier for businesses to transact locally and internationally.
